Q: What other business affiliations have you established?
As your fee-only, fiduciary advisor, we receive NO compensation for recommending or working with one provider over another. However, throughout our decades in business, we have often turned to the following key alliances when their services complement our own and represent your highest financial interests:
Q: Who is Buckingham Strategic Partners and why are you affiliated with them?
Buckingham Strategic Partners is a nationwide community of more than 1,000 wealth management advisors across the U.S. Each of us is fiercely independent, but we’re also uncommonly united in embracing the highest fiduciary standards and a better way to help investors and their families realize their financial futures. Read more.
Q: What do you mean when you describe yourself as a fee-only, independent Registered Investment Advisor firm?
We charge a transparent advisory fee based on a percentage of your assets being managed. Our fees start at 1%, and decrease as you reach various asset levels. We also can do hourly planning if that fits your situation best. We accept NO commissions. Because our clients are our sole source of compensation, we can best align our interests with yours.
Q: What do you mean by “evidence-based investing”?
At Insight, we implement an evidence-based investment strategy, guided by decades of objective, peer-reviewed financial research. As your advisor, we will help you ignore the market’s uncontrollable elements and maximize those that can be managed – such as reducing costs, managing investment risks through global diversification, and avoiding hyperactive trading generated by your own reactionary emotions.
Q: What can I expect from your client experience and how long does it take to get started?
During our first meeting, before any financial life planning takes place, we will get to know you, your situation, your values, your relationships, and your greatest aspirations – in your life, for your career and with your money. Next, we will walk you and your family through our structured financial life planning process for connecting your available assets with your highest aspirations.
Q: What if I don’t live in Knoxville?
While we are based in Knoxville, TN, we are well positioned to serve families, individuals and businesses across the United States with our financial life planning, Five-Touch Financial Care™, and 3(38) fiduciary retirement plan services.
Q: Do you have a minimum account size?
Minimum portfolio size is $400,000. If your current asset level does not meet our minimum requirements but you have unique circumstances you would like to discuss, please do not hesitate to give us a call.
Q: How do I know whether you are the best financial advisor for me?
We hope we are, although we’re not for everyone. Are you seeking Five-Touch Financial Care™ through one ideal relationship? Do our values align with yours? Do you agree that “aspirational” investments – such as hedge funds, private equity, and multiple managers scrabbling over slices of your money – are more likely to distract you than help you achieve your greatest financial goals? Will you relish delegating the tasks and sharing your complete financial situation with us? If so, we can’t wait to speak with you.
While many of us don’t realize it, we are constantly engaged in subconscious acts of investment planning. We plan how we can best invest the limited time we have at our disposal. Would the 2-hours we have best be spent visiting a friend at the hospital, or would it be better invested, say, by taking in that ball game? We do some longer-term planning too: Does it pay to invest the effort studying for a degree in Arts, or would we get a better return studying to pass the Bar exam?
So, why don’t we invest the time planning our investments?
Many individuals confuse financial planning with general savings and investing advice. While how to save (and how much!), and where and when to invest those savings, is every bit important, prudent Financial Planning goes much beyond the realm of just saving and investing. The sooner you understand the role of financial planning in meeting your short, medium and long-term financial aspirations, the better you’ll be able to control your financial destiny.