Q: What do you mean when you describe yourself as a fee-only, independent Registered Investment Advisor firm?
We charge a transparent advisory fee based on a percentage of your assets being managed. Our fees start at 1%, and decrease as you reach various asset levels. We also can do hourly planning if that fits your situation best. We accept NO commissions. Because our clients are our sole source of compensation, we can best align our interests with yours.
We also are intentionally structured as an independent Registered Investment Advisor, which commits us to acting in a fiduciary capacity for you. In contrast, those compensated by commissions or playing dual employee/advisor roles often have two “clients” to serve: you, and the firms whose products earn them compensation.